Owens Group provides solutions for families with significant wealth, offering ways to protect your assets and preserve those assets for future generations. The risks you may face run the gamut from hefty legal liability, to catastrophic property damage, to aviation risk, to staff injuries and accidents. Owens Group works with families, family offices and wealth advisors to craft personalized insurance programs to address your specific needs. We start this process with an in-depth assessment of your family’s risk profile, and build solutions that meet these exposures.
Owens Group has the expertise and resources to both offer an astute assessment and create tailored insurance solutions that go beyond what is typically offered in the marketplace. For instance, we can help design a comprehensive property program that covers a large portfolio of properties owned by separate members of a family, or by multiple family members in a common trust.
We can also craft comprehensive liability policies that protect our clients against the unique exposures faced by high net-worth individuals and their families. This includes ensuring that you have a high-limit Umbrella policy designed to protect your assets in the event of a multi-million-dollar lawsuit. We can also help you protect against employee-related lawsuits with Employment Practices Liability Insurance (EPLI). This coverage is recommended if you employ a nanny, housekeeper, driver, personal assistant, gardener, or other domestic staff. The policy protects against allegations of employment-related offenses, such as sexual harassment, wrongful termination, and discrimination.
See related information regarding our advisory services in Family Office and Private Trusts.
