Certain property such as fine art, jewelry, furs, antiques, coin collections, silver and wine collections are not fully covered under standard homeowners or renters policies. Owens Group offers policies that are specifically tailored for these types of assets, and we can help determine whether a blanket or scheduled limit is right for you. The values are usually determined by current appraisals, or bills of sale.
Owens Group recommends Valued At coverage, in most cases, so that clients not only pay for a specific amount of coverage on a particular item, but they also receive the exact amount specified in the event of a claim. Under this type of coverage, there is no deductible for losses — and almost all risks of physical loss, even mysterious disappearance, are covered.
Reduced rate insurance for high-value items stored in a bank vault.
Fine Art Collections
Special coverage and pricing for a large schedule of artwork and/or high-value pieces. We can assist with collection management and related needs.