At Owens Group, we know that accidents and lawsuits can happen when you least expect them. Your auto or home insurance provides essential coverage, but in the event of a major claim, it may not be enough. Personal Umbrella Insurance offers an extra layer of liability protection beyond the limits of your standard policies, ensuring your assets and financial future are secure.
Covers injuries to others that occur as a result of an accident you are held responsible for, such as a serious car accident or an injury that occurs on your property.
Extends coverage for damage to another person’s property, whether it is in an auto accident or damage to their property.
Includes legal defense fees and court costs if you are sued.
Covers lawsuits for defamation, slander, libel, or invasion of privacy claims.
Life is full of surprises, and even the most careful people can find themselves facing unexpected lawsuits or large claims. Personal Umbrella Insurance is especially important if:
Even if you do not have substantial assets, umbrella insurance can protect your future income in the event of a lawsuit.
Most umbrella policies start at $1 million in additional liability coverage with limits of up to $100 million for high-net-worth clients. Our experienced team at Owens Group will work with you to assess your risks and recommend the right coverage limits for your specific situation.
Ask us about the following additional coverages available for those who employ Domestic Staff or sit on Not-For-Profit boards.
Protects you as an in-home staff employer against allegations of wrongful termination, sexual harassment, and age discrimination made by a domestic employee.
Coverage for individuals serving on the board of a non-profit organization for liability arising from wrongful acts, errors or omissions enacted in the course of their duties.
Don’t let a single incident threaten your financial future. Contact Owens Group today to learn more about how Personal Umbrella coverage can help protect all you’ve worked for by keeping your assets and your peace of mind secure.
